How do you read an engineering condition on a moved manufactured home?
Treat the wording as the assignment and copy it exactly as it appears in the file. "Structural integrity report" can mean different things across loan programs, so the words around it tell you what to order.
What should you confirm before you order?
Check four things in the file:
- The loan program now being evaluated.
- Whether the lender has reviewed the home's relocation history for that program.
- The exact foundation or structural assessment being requested.
- Whether an existing report will be reviewed or new engineering work is required.
If any answer is missing, ask your reviewer before you send us the request. A quote built on a guess has to be redone.
Does a program change alter the condition?
It can. A move from one loan program to another can change the questions the lender needs answered, and it does not automatically change the scope or conclusions of an inspection already performed. Ask for a fresh written property checklist, and send it to us with the earlier report so we can see what was evaluated.
Do not use a news item about one program as evidence that a condition under a different program has been cleared. Your lender decides which requirements apply to the file.
What do you need to know about the move itself?
Record the current address, the earlier installation location if it is documented, the approximate move date if there is a record, and where each fact came from. "The seller thinks it moved" and a dated installation record are not the same kind of evidence. Label what is uncertain.
A home moved years ago is still a reportable condition. We document the current installation and any visible evidence of damage, alteration, or settlement from the move.
Which records help the engineer?
- Manufacturer, model, and other identifiers for the home, if available.
- Transport, installation, permit, or setup records.
- Earlier engineering reports and repair records.
- Details of attached porches, additions, or alterations.
Missing items are fine. Say they are missing. Our guide on who can sign the report covers what the signature means for your reviewer.
How do you pass the condition to us?
Send the condition word for word, the address, an access contact, and the deadline. Our structural integrity inspection service takes requests in that form.
Ready to send it?
Send us the condition and the property address. Reports are signed by an engineer licensed in the state where the home sits, in Missouri, Arkansas, Illinois, Kansas, Iowa, Nebraska, or Indiana. We reply within one business day.